I also have Trupanion. If I had to start over again I would never choose this company. Because of my dog’s breed and size I pay 40.00 per month with a 1000.00 deductible. My GSD has Pannus of the eye now. He needs eye drops daily. The costs of the drops are about 45.00 per 5 ml bottle. Very expensive. But Good RX brings the price down to under 20.00 per bottle. So about 280.00 per year for eye drops. This means after 3.6 years of paying for eye drops the plan might kick in and that’s on top of continuing to pay them 40.00 per month. And if you can get through the team of underwriters who get paid to deny your claim. I almost canceled once buy was only like a month away from the 18 month or however long it is they make you wait with no incidences. Even though they lead you to believe the waiting period is shorter. Maybe they changed their website now to be more honest. And you have to give your dog untold number of vaccines even though some of them are not proven save or effective. My experience with this company is that I just imagine a CEO that has a million plus mansion somewhere in Washington state, pays an ex wife big support payments, huge company Christmas parties, and the list goes on. You are just better off putting 40.00 in a savings every month. But like most Americans that gets chewed up quick on something else. Used to be you had a dog. Now you get to choose, have a dog, or put your child through college, or retire, etc. But we love our dogs. Hopefully I will not have to use the insurance. My dog is 7 now. I might change my mind if I ever need to actually use it and they actually pay off. But that would mean my dog was ill.
