I have insurance through petsbest, My deductible is only $50 and I have two young dogs and the premiums started out at $40 per month, I have had issues with each dog, one ended up with lymes disease and the bills were over $3000 of which the insurance covered 80 percent and my other dog has had issues as well, $980 dollars of tests and ultrasound the other day and I’ll get 80 percent of 930 back, plus if you have to go to an emergency vet the bill is always over $250 in my area and you get 80 percent of that back, so for me the insurance has paid for itself, I didn’t take the policy that covers vaccines and dental because then you put out so much in premiums you might as well pay for the vaccines and dental yourself. Having the policy gives me piece of mind and if something is going on with the dogs that bothers me, I’m don’t have to worry about going to emergency vet and where the money is going to come from. There are a lot of companies out there to choose from and I think it’s a great thing for pet owners with high cost of vet bills these days.
