[Cannoli]

They can pay for routine maintenance as most Pet insurance companies have additional plans that can be added to your pet insurance. Sadly when you do the math you end up paying more for the additional plan that covers maintenance than if you actually paid out of pocket.

I pay about $26 a month but have a high 1,000 deductible on purpose and no Routine Maintenance plan. It covers about 80-85% of the vet bills that are not routine maintenance. So about every year I pay about $312. If my pup never needs to go the the emergency or never needs major vet surgery/care and he lives to about 12 years of age I would have paid about 3,800.

I recommend pet insurance for emergency purposes only. As long as you don’t carry the routine maintenance plan. It’s worth the savings as long as you have a high deductible so your monthly premiums can be very low.

• This reply was modified 9 years, 11 months ago by Cannoli. Reason: typo