InkedMarie had some good suggestions for financing your dog’s treatment. I’ve been there despite having a savings acct for the animals. It was depleted quickly. Care Credit was good. Just pay it within 6 months or else the APR goes way up.
When I was in a real bind I literally saved evey coin and cashed them in at the bank. You’ll be surprised how quickly change adds up.
Start selling stuff. Have a yard sale.
Ask the vet if they’ll put you on a payment plan. Often they say services must be paid in full at the time of visit, but many will make exceptions in desperate times.
Or make small payments ahead of the procedure. Prepay for it. Once there’s enough of a credit at your vet then you can do the surgery.
Try looking online for assistance with vet bills. There are some charities that are willing to help with some costs. You usually need to give proof of income and they’ll decide if/how much they can give you.
Other than that all you can do is cut costs everywhere you can come up with. Generic brands, making coffee at home, no going out, planning routes very carefully when doing errands so as not to use more gas than absolutely necessary… every little thing will add up.
