Hi anon101,
Your link from a pet insurance company made me recall this story. The owner gave the dog a bone to chew. The dog in the course of chewing on it/eating it got it stuck in the back of the throat and it was blocking the airway. Lucky for the dog the owner noted the problem and rushed him to the vet where the dog was promptly sedated and a scope was used to retrieve the bone. The owners were so thankful they had insurance to cover the fees. BUT the insurance company denied the claim because the owner had purposefully given the dog the bone.
